Live by Design.Not by Default.

Malaysia’s growing community for people pursuing greater financial independence—and a life with more freedom, purpose and choice.

Discover clarity. Empower your future. Transform your life.

Begin your discovery Explore the movement

A better question

Most people spend their lives making a living. Very few stop to design a life.

We work harder, earn more and carry more responsibility—yet freedom can still feel far away.

tmrwX creates the space, language and community to ask what you want your money, time and energy to make possible.

Why the movement exists

The journey

Clarity becomes possibility when it moves.

A simple rhythm for turning reflection into confident, consistent action.

02

Empower

Learn practical principles, strengthen your habits and grow alongside people asking the same questions.

03

Transform

Build the systems, confidence and choices that move you towards greater freedom over time.

Discover clarity. Empower your future. Transform your life.

A small group sharing ideas in a focused conversation

The FIRE movement

A movement,
not a finish line.

FIRE stands for Financial Independence, Retire Early. For us, the point is not to stop contributing. It is to build enough freedom to choose how you live, work and give—on your own terms.

01 More clarity 02 More choice 03 More life
Understand the movement

By invitation only

Four conversations designed to change what happens next.

Intimate experiences for people ready to examine how they build wealth, shape their lives, navigate their careers and think for the long term.

01

Future & money

Wealth By Design™

Build clarity around the future you want your money to support.

02

Meaning & time

Life By Design™

Design the next chapter around what matters most.

03

Work & freedom

Career By Design™

Create work that supports both meaning and freedom.

04

Mindset & behaviour

Millionaire DNA™

Explore the mindsets and behaviours behind long-term wealth creation.

A family baking colourful kuih together
Family ExperienceHosted by tmrwX

The Family Hub

Freedom is also the time you choose to spend together.

The tmrwX Family Hub turns intentional living into shared family time through hosted, hands-on experiences for parents and children.

  • Made for real familiesAge-matched spaces and hands-on activities.
  • Thoughtfully hostedOne coordinated visit from booking to arrival.

About the founder

“I learnt that working harder does not automatically create freedom. Design does.”
Chris ChanFounder, tmrwX
Portrait of Chris Chan, founder of tmrwX

Chris Chan’s journey—from a humbling beginning to entrepreneurship, investing and financial independence—became the reason for building tmrwX.

Today, he is turning decades of lived experience into a community for others who want to move forward with greater intention.

Read Chris’s story